Protection for your practice and your employees
Group Office Overhead Expense Disability Insurance helps you to keep your practice afloat by providing monthly benefits for covered disabilities for your employees’ salary to pay eligible office expenses, including your employees' salary, while you focus on your health.
Office Overhead Expense Disability Exclusively for ACS Members
This protection helps ensure that if you are disabled from a covered injury or illness, your office runs, your employees are paid, and your eligible monthly business expenses are handled. Download Information kit.
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Please review the Information Kit for complete details about each products features, costs, eligibility, renewability, exclusions, and limitations.
Underwritten by New York Life Insurance Company (NY, NY 10010) - Issued under Group Policy Form GMR
Underwriting Requirements: All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants.
What to Expect During the Underwriting Process. After you submit your application as part of the underwriting process Exam One, New York Life's medical service provider, will contact you to complete a telephone interview which will include questions about your health and family history. Should a medical examination be required, it will be scheduled at your convenience and at no cost to you.
ACS Group Insurance Program Administered and Marketed by: Amwins Group Benefits, LLC, P.O. Box 153054, Irving, TX 75015-3054
New York Life Insurance Company's state of domicile is New York (NAIC ID # 55915) and is licensed/authorized to transact business in all the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability.
FL Insurance License No. L048174 • TX Licensed Agent: Samuel Hamin Fleet, Lic. No. 1091381