Safeguard your assets if you lose your ability to practice
With Group Long-Term Disability Insurance you can receive a portion of your monthly income for a covered disability to help give you and your family the protection they need.
Long-Term Disability Exclusively for ACS Members
Maintain your current lifestyle and help protect you and your family from financial hardship by replacing a portion of your income with monthly benefits for covered disabilities. Download Information kit.
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See for yourself how much coverage can you afford.
Optional: Future Purchase Option (FPO), Cost of Living Adjustment (COLA), Catastrophic Disability and “Own Occupation” Option
For an additional cost you can add an FPO Rider to increase benefits as your income grows without medical underwriting. No need to re-apply. A COLA Rider can be added to increase your monthly benefits and help keep up with inflation if you suffer from a long-term disabling condition. A Catastrophic Disability Rider can increase your base monthly benefit by 30% for qualifying conditions. An “Own Occupation” Rider can pay full benefits if you suffer a covered total disability and are unable to work in your own specialty or primary occupation – even if you are able to work in another occupation.”
Please review the Information Kit for complete details about each products features, costs, eligibility, renewability, exclusions, and limitations.
Underwritten by New York Life Insurance Company (NY, NY 10010) - Issued under Group Policy Form GMR
Underwriting Requirements: All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants.
What to Expect During the Underwriting Process. After you submit your application as part of the underwriting process Exam One, New York Life's medical service provider, will contact you to complete a telephone interview which will include questions about your health and family history. Should a medical examination be required, it will be scheduled at your convenience and at no cost to you.
ACS Group Insurance Program Administered and Marketed by: Amwins Group Benefits, LLC, P.O. Box 153054, Irving, TX 75015-3054
New York Life Insurance Company's state of domicile is New York (NAIC ID # 55915) and is licensed/authorized to transact business in all the 50 United States, the District of Columbia, Puerto Rico and Canada. However, not all group plans it underwrites are available in all jurisdictions. Please check the Plan details sections for current availability.
FL Insurance License No. L048174 • TX Licensed Agent: Samuel Hamin Fleet, Lic. No. 1091381