Safeguard your assets if you lose your ability to practice

With Group Long-Term Disability Insurance you can receive a portion of your monthly income for a covered disability to help give you and your family the protection they need.

Request a Rate Quote or for questions call
1-800-433-1672, M-F, 8 AM to 8 PM (ET)

Long-Term Disability Exclusively for ACS Members

Maintain your current lifestyle and help protect you and your family from financial hardship by replacing a portion of your income with monthly benefits for covered disabilities. Download Information kit.

Get an instant rate quote.

See for yourself how much coverage can you afford.


Benefit amounts

Up to $25,000 in monthly benefits

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Up to 70% of your average earnings

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Optional coverage for your spouse in case your spouse becomes disabled

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Customizable monthly benefit amounts in $500 increments

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Choose your waiting period – 30, 60, 90 or 180 days

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Specialty coverage and residual disability benefits

Request a Rate Quote or for questions call
1-800-433-1672, M-F, 8 AM to 8 PM (ET)

Optional: Future Purchase Option (FPO), Cost of Living Adjustment (COLA), Catastrophic Disability and “Own Occupation” Option

For an additional cost you can add an FPO Rider to increase benefits as your income grows without medical underwriting. No need to re-apply. A COLA Rider can be added to increase your monthly benefits and help keep up with inflation if you suffer from a long-term disabling condition. A Catastrophic Disability Rider can increase your base monthly benefit by 30% for qualifying conditions. An “Own Occupation” Rider can pay full benefits if you suffer a covered total disability and are unable to work in your own specialty or primary occupation – even if you are able to work in another occupation.”

Receive an additional 35% discount when you bundle If you are insured in at least one coverage from each of the three product categories below your insurance premiums for each category will be discounted.
This discount only applies to ACS Insurance underwritten by New York Life Insurance Company learn more

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