Traditional Term Life Insurance

Why should you consider the ACS Group Traditional Term Life Insurance?

As a surgeon you have many financial obligations that may have increased your need for life insurance. Help protect your family’s financial future, your home and the lifestyle you have worked hard for with the American College of Surgeons Group Traditional Term Life Insurance. The ACS Group Traditional Term Life Insurance helps ensure that if you become terminally ill or die, your family will be able to pay:

  • Mortgage payments
  • Medical bills
  • Funeral expenses
  • School loans
  • Children’s tuition
  • Estate taxes

Here is what the ACS Group Traditional Term Life program can offer you:

  • Coverage up to $4,000,000
  • Spouse coverage available up to $2,000,000
  • Includes an Accelerated Death Benefit for Terminal Illness
  • Optional Chronic Illness Rider*
  • Premium Waiver
  • Valuable Package Discount available
  • Conversion option available

Available exclusively to eligible ACS members under 65.

Valuable Package Discount

You can receive a 35% Package Discount in addition to our already competitive rates. To qualify for this discount, you must be insured in at least one coverage from each of the three coverage categories:

  1. Group Term Life: Level Term Life: Level Term life (10-,15- or 20-Year Term) and/or Traditional Term Life
  2. Group Disability Income Insurance: Long-Term Disability, Short-Term Disability, and/or Office Overhead Expense Disability
  3. Supplemental Group Coverages: Accidental Death & Dismemberment Insurance, Supplemental Disability Insurance (for educational expense obligations), and/or Hospital Indemnity Insurance

Once you qualify for the 35% discount, it applies to all ACS coverages underwritten by New York Life from each of the three product categories.

*See the information kit for important CIR disclosure information

ACS TL 2022


Underwritten by New York Life Insurance Company - Issued under Group Policy Form GMR (In Texas Policy Form: G-29000-0/GMR-FACE).

Underwriting Requirements

All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants. The Administrator follows the Insurance Company's medical underwriting guidelines to evaluate enrollment forms. Thus, all final decisions regarding insurability are the sole responsibility of the Insurance Company.

How New York Life obtains information and underwrites your request for insurance: NYL Important Notice

New York Life Group Insurance Plans Administered and Marketed by:

Amwins Group Benefits, LLC.
P.O. Box 153054
Irving, TX 75015-3054

AR Insurance License No. 248910
CA Insurance License No. 0D28750
FL Insurance License No. L048174
TX Licensed Agent: Samuel Hamin Fleet, Lic. No. 1091381

New York Life Insurance Company's state of domicile is New York (NAIC ID # 55915) and is licensed/authorized to transact business in all the 50 United States, the District of Columbia and Puerto Rico.

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