Traditional Term Life Insurance

Why should you consider the ACS Group Traditional Term Life Insurance?

As a surgeon you have many financial obligations that may have increased your need for life insurance. Help protect your family’s financial future, your home and the lifestyle you have worked hard for with the American College of Surgeons Group Traditional Term Life Insurance. The ACS Group Traditional Term Life Insurance helps ensure that if you become terminally ill or die, your family will be able to pay:

• Mortgage payments
• Medical bills
• Funeral expenses
• School loans
• Children’s tuition
• Estate taxes

Here is what the ACS Group Traditional Term Life program can offer you:

• Coverage up to $4,000,000
• Spouse coverage available up to $2,000,000
• Includes an Accelerated Death Benefit for Terminal Illness
• Optional Chronic Illness Rider*
• Premium Waiver
• Valuable Package Discount available
• Conversion option available

Available exclusively to eligible ACS members under 65.

Valuable Package Discount

You can receive a 35% Package Discount in addition to our already competitive rates. To qualify for this discount, you must be insured in at least one coverage from each of the three coverage categories:

1. Group Term Life: Level Term Life: Level Term life (10-,15- or 20-Year Term) and/or Traditional Term Life
2. Group Disability Income Insurance: Long-Term Disability, Short-Term Disability, and/or Office Overhead Expense Disability
3. Supplemental Group Coverages: Accidental Death & Dismemberment Insurance, Supplemental Disability Insurance (for educational expense obligations), and/or Hospital Indemnity Insurance

Once you qualify for the 35% discount, it applies to all ACS coverages underwritten by New York Life from each of the three product categories.

*See the information kit for important CIR disclosure information

ACS TL 2022

NYL-1644034

How to Apply:

View the information kit for complete details on the plans, features, costs, eligibility, renewablility, exclusions and limitations.

1. Apply online:

Or download the Application Form and mail the completed form to the ACS Insurance Office

This product is not available to residents in U.S. Territories.

For questions, call 1-800-433-1672, Monday through Friday, 8 AM to 4:30 PM (Central Time)

You enjoy a 30-day free look. Even after you are accepted, your initial premium is paid, and you receive your Certificate of Insurance, you have 30 days to be sure you are completely satisfied.

If not, just mark "Cancel" on your Certificate and return it to us within the 30-day period (without claim). Every cent you have paid will be promptly refunded in full.