10-Year, 15-Year and 20-Year Level Term Life Insurance Plans

Why should you consider the ACS Group Level Term Life Insurance Plans?

As a surgeon you may have many financial obligations that have increased your need for life insurance. Help protect your family’s financial future, your home and the lifestyle you have worked hard for with the American College of Surgeons Group 10-Year, 15-Year, and/or 20-Year Level Term Life Insurance Plans. Apply for coverage under one, or more of the Level Term Life Insurance Plans to help ensure that if you become terminally ill or die, your family may still be able to pay:

  • Mortgage payments
  • Medical bills
  • Funeral expenses
  • School loans
  • Children’s tuition

Here is what the ACS Group Level Term Life programs can offer you:

  • Rates guaranteed for 10, 15 or 20 years depending on the plan you choose and benefits that do not reduce for as long as you are covered
  • Coverage up to $4,000,000
  • Spouse coverage available up to $2,000,000
  • Includes an Accelerated Death Benefit
  • Valuable Package Discount available as well as Volume and Non-Smoker Discounts
  • Renewal options available allowing coverage to continue up to age 85 if desired

Available exclusively to eligible ACS members under 65.

Valuable Package Discount

If your personal ACS insurance package includes one or more of the Term Life Plans, one or both of the Disability Plans, and either one or both the Hospital Indemnity or Accidental Death and Dismemberment plans, your total premium will be reduced by 25% on all plans. Incredible savings!!

The discount only applies to qualifying plans underwritten by New York Life Insurance Company.

                                                                                                                                                                                                                         ACS LTL0716

Underwritten by New York Life Insurance Company - Issued under Group Policy Form GMR {{In Texas Policy Form: G-29004-0/GMR-FACE (10-YTL); G-29006-0/GMR-FACE (15-YLT); G-29005-0/GMR-FACE (20-YLT)}}

Underwriting Requirements

All applicants must meet the New York Life underwriting requirements (satisfactory evidence of good health) to qualify. Neither the College nor the Insurance Trust participates in decisions concerning insurability of applicants. The Administrator follows the Insurance Company's medical underwriting guidelines to evaluate enrollment forms. Thus, all final decisions regarding insurability are the sole responsibility of the Insurance Company.

How New York Life obtains information and underwrites your request for insurance: NYL Important Notice

New York Life Group Insurance Plans Administered and Marketed by:

AmWINS Group Benefits, Inc.
P.O. Box 153054
Irving, TX 75015-3054

AR Insurance License No. 248910
CA Insurance License No. 0D28750
FL Insurance License No. L048174
TX Licensed Agent: Samuel Hamin Fleet, Lic. No. 1091381

New York Life Insurance Company's state of domicile is New York (NAIC ID # 55915) and is licensed/authorized to transact business in all the 50 United States, the District of Columbia and Puerto Rico.

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