Since 1952, the American College of Surgeons has provided ACS Members with a program of personal insurance plans designed for the special needs of surgeons and their families. To learn more about each plan's features, costs, eligibility, renewability, exclusions and limitations, click the link below.
10-YEAR, 15-YEAR, or 20 YEAR LEVEL TERM LIFE (YLT)
Help protect your family’s financial future you’ve worked hard for with initial rates guaranteed not to increase for up to 20 years and coverage amounts up to $4,000,000 that remains level until termination at age 75.
HOSPITAL INDEMNITY INSURANCE PLAN
Supplement your Health Insurance Plan with the NEW ACS Hospital Indemnity Plan which pays cash benefits (up to $500 per day) directly to you from the first day of a covered stay. The plan offers both inpatient and outpatient benefits and can pay up to 200% the daily benefit for certain stays.
TRADITIONAL TERM LIFE
Help secure your family’s financial future with our Traditional Term Life Insurance plan, which currently offers coverage amounts up to $4,000,000 and can be renewed until age 100. We also have a NEW optional Chronic Care Acceleration rider offering living benefits for certain qualifying events.
LONG TERM DISABILITY
In the event you lose your ability to practice due to a disabling sickness or injury, our Group Long Term Disability plan offers monthly benefits of up to $15,000 and two NEW optional benefits to choose from: The Future Purchase Option (FPO) and Cost of Living Adjustment (COLA) riders.
OFFICE OVERHEAD DISABILITY
In addition to your personal expenses, help protect your business expenses in the event you become disabled with monthly benefits of up to $20,000.
ACCIDENTAL DEATH & DISMEMBERMENT
This plan can help you and your family cope with crippling or fatal accidents and the often devastating costs by providing up to $500,000 in benefits.